Will I Need To Meet With An Agent To Buy Coverage? Although we highly reccommend a consultation with a 1-800-TERM-LIFE local affiliate, in most circumstances it is not necessary. Coverage can typically be obtained over the phone and through the mail. Back to Top
	Will I Have To Undergo A Medical Exam? It depends on the amount of coverage, your age and the carrier you are applying to. Contact us with this information and we will be able to assist you in determining the underwriting requirements. Back to Top
	Can I Recieve a Monthly Bill For Premiums? Typically if you elect to pay premiums for your policy monthly, the premiums will have to be automatically deducted from your checking or savings account. Other premium modes available are quarterly, semi-annual, and annual which can be billed to your address. Please call 1-800-TERM-LIFE for details and exceptions. Back to Top
	Does 1-800-TERM-LIFE Only Handle Term Insurance? NO! 1-800-TERM-LIFE offers the finest in Permanent Life Plans as well. Your local 1-800-TERM-LIFE Branch may offer other independent services such as Investments, Tax Preperation, Estate Planning and/or Retirement Planning. Please note that these services are seperate from services offered and endorsed by The 1-800-TERM-LIFE Financial Services Group, LLC. Back to Top
	How Long Before My Life Insurance Policy Gets Issued? Typically it takes approxamately 1 month from application to issue. This time frame can vary widely depending on difficulty of obtaining necessary records, medical information and other underwriting requirements. Call 1-800-TERM-LIFE to get an update of your policy's status. Back to Top

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